American Overseas Group Limited, through its subsidiaries, provides property/casualty insurance and reinsurance products and services in Bermuda, Barbados, and the United States. The company offers non-standard auto insurance products. It also provides specialty risk transfer and management services. The company was formerly known as RAM Holdings Ltd. and changed its name to American Overseas Group Limited in December 2011. American Overseas Group Limited was founded in 1998 and is based in Hamilton, Bermuda.