Ballston Spa Bancorp, Inc - BSPA

Ballston Spa Bancorp, Inc. operates as a holding company for Ballston Spa National Bank that provides a range of banking, financing, fiduciary, brokerage, and other financial products and services to corporate, municipal, and individual customers in the United States. It offers checking accounts, savings accounts, certificates of deposit, individual retirement accounts, money market accounts, and health savings accounts; loan products, such as mortgage and home equity, auto, boat, RV, personal, and home improvement loans, as well as lines of credit and credit cards; investment products and services such as retirements and financial planning, investment management, and trust and estates; and Online and mobile banking, debit cards, gift/travel cards, eStatements, and mobile wallets. The company also provides employee and merchant services; commercial real estate and term loans, and government programs; and online cash management and remote deposits. It operates through 11 branch offices in Ballston Spa, Burnt Hills, Clifton Park, Galway, Greenfield Center, Malta, Milton Crest, Stillwater, and Wilton. The company was founded in 1838 and is based in Ballston Spa, New York.