Capitec Bank Holdings Limited provides various retail banking products and services in South Africa. The company offers various deposits products, including transaction and savings accounts; and credit facilities, credit cards, home loans, and personal credit products. It also provides money management, point-of-sale payment, salary transfer, workplace banking, Internet banking, and mobile banking services. It operates approximately 800 branches and 3,000 ATMs. The company was incorporated in 1999 and is based in Stellenbosch, South Africa.