Ferratum Oyj

Ferratum Oyj, together with its subsidiaries, provides mobile banking, and digital consumer and small business loans. Its loan portfolio consists of microloans, PLUS loans, and revolving credit facilities; personal loans; and working capital loans to small and medium sized businesses. The company also offers term deposits, current accounts, savings accounts, and debit cards, as well as payment services; investments; and white label and partnered mobile bank platforms. It operates in Finland, Europe, North America, South America, Africa, and the Asia-Pacific region. The company was founded in 2005 and is headquartered in Helsinki, Finland.