First South Bancorp, Inc. operates as the bank holding company for First South Bank that provides banking products and services in South Carolina. It offers demand, savings, time, and other deposit accounts. The company also provides commercial real estate loans, including residential construction and development loans; commercial and industrial non-real estate loans; and consumer loans. It operates two branches in Spartanburg County; one loan production office in Columbia; one branch in Bluffton; and one branch in Greenville, South Carolina. The company was founded in 1996 and is headquartered in Spartanburg, South Carolina.