GrandSouth Bancorporation operates as the bank holding company for GrandSouth Bank that provides banking services to individuals and businesses. It accepts checking accounts, NOW accounts, savings accounts, money market accounts, various term certificates of deposit, IRA accounts, interest on lawyer’s trust accounts, and other deposits. The company also offers consumer loans, including car loans, home equity improvement loans, personal expenditure loans, education loans, and overdraft lines of credit, as well as credit cards; and commercial loans, such as short-term unsecured loans, short and intermediate term real estate mortgage loans, loans secured by listed stocks, loans secured by equipment, inventory, and accounts receivable. In addition, it provides cash management services. The company operates its branches in Greenville, Fountain Inn, Anderson, Greer, Columbia, and Orangeburg, South Carolina, as well as a loan production office in Charleston, South Carolina. GrandSouth Bancorporation was founded in 1998 and is based in Greenville, South Carolina.