International Personal Finance plc, together with its subsidiaries, provides consumer credit products in Northern Europe, Lithuania, Slovakia, Mexico, Southern Europe, and Australia. It offers home credit products, such as home credit cash loans with agent service; money transfer loans direct to bank account; home, medical, and life insurances; micro-business loans; and provident-branded digital loans. The company also digital loan products, including instalment and monthly repayments loans, and revolving credit facility. It offers its products under the Provident, Credit24, Sving, hapiloans, and Creditea brands. The company serves approximately 2.3 million customers. International Personal Finance plc was founded in 1997 and is headquartered in Leeds, the United Kingdom.