KS Bancorp, Inc - KSBI

KS Bancorp, Inc. operates as the bank holding company for KS Bank, Inc. that provides a range of community banking services to consumers and businesses. The company offers personal deposit accounts, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit; and loan products, including personal, home mortgage, and home equity loans, as well as credit cards. It also provides business and commercial checking, commercial money market, and payroll card accounts; business loan products, including construction and commercial loans, and business lines of credit; merchant, payroll, check collect, cash management, and remote deposit services; and mortgage services. In addition, the company offers wealth management services comprising integrated solutions, such as fiduciary and trust, investment management, banking and lending, and brokerage and insurance financial advisory services; electronic statements; and investment advisory services, as well as mobile and online banking services. It operates through nine full service branch offices located in Kenly, Goldsboro, Wilson, Garner, Selma, Clayton, Wendell, Four Oaks, and Smithfield, as well as a mortgage origination office in Greenville, North Carolina. KS Bancorp, Inc. was founded in 1924 and is headquartered in Smithfield, North Carolina.