Personal Group Holdings Plc provides short-term accident and health insurance, and employee benefits and financial services in the United Kingdom. It operates through four segments: Core Insurance, IT Salary Sacrifice, SME, and Other. The company offers insurance products, including hospital cash plans and other personal accident and sickness policies, private medical insurance policies, voluntary group income protection policies, and death benefit policies. It also provides third party services, such as retail discounts, e-payslips, employee assistance programs, and salary sacrifice cars and bikes, as well as employee benefits salary sacrifice technology products and independent financial advisory services. The company was founded in 1984 and is based in Central Milton Keynes, the United Kingdom.