Southern Community Bancshares, Inc. operates as the bank holding company for First Community Bank that provides various banking products and services in northern Alabama. It accepts various deposit products, including current and savings accounts, individual retirement accounts, certificates of deposit, money market accounts, and Christmas club and kids club savings accounts. The company also provides home mortgages, personal and business loans, Visa debit cards, online and mobile banking services, safe deposit boxes, e-statements, and direct teller services. In addition, it offers investment services comprising financial, retirement, estate, and education planning services; insurance and annuities; trust, private client, fixed income, and global wealth services; equity investments; and REITs. The company was founded in 1905 and is based in Cullman, Alabama.
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